All Names of Loan Apps that Call Your Contacts in Nigeria & How To Remove Contact List From App

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Michael Amos Thursday, 7 December 2023, 8:29 pm

All Names of Loan Apps that Call Your Contacts in Nigeria and How To Remove Contact List From App

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These apps may call your contacts for a variety of reasons, such as to verify your identity, to collect a debt, or to market their services. However, many people find these calls to be intrusive and annoying.

FairMoney\
Carbon\
QuickCheck\
Branch\
Aella Credit\
RenMoney\
Zedvance\
PayLater\
KiaKia\
Sokoloan\
EasyCredit\
Migo\
KashKash

If you no longer want these apps to access your contacts, you can remove them from your contact list. To do this, follow these steps:

Android:

Open the Settings app.
Tap on Apps or Apps & notifications.
Find the loan app that you want to remove from your contact list and tap on it.
Tap on Permissions.
Tap on Contacts and toggle the switch to Off.

iOS:

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Open the Settings app.
Scroll down and tap on the loan app that you want to remove from your contact list.
Tap on Contacts and toggle the switch to Off.

You can also contact the loan app’s customer support team and request that they remove your contacts from their database.

It is important to note that some loan apps may require access to your contacts in order to verify your identity and assess your creditworthiness. However, you should always be careful about which apps you grant access to your contacts. If you are unsure about whether or not to grant an app access to your contacts, it is best to err on the side of caution and deny the request.

Here are some additional tips to protect your privacy when using loan apps:

Read the app’s privacy policy carefully before you install it.
Be selective about which apps you install on your device.
Only install apps from trusted sources.
Keep your device’s software up to date.
Be careful about what information you share with loan apps.
Monitor your credit report regularly for any unauthorized activity.

How To Stop Loan Apps From Accessing Your Contacts Phone Number

Prevent loan apps from accessing your contacts when you download them. When you download a loan app, it will ask for permission to access your contacts. You can deny this permission by unchecking the box next to “Contacts.” If you accidentally give a loan app permission to access your contacts, you can revoke it later by going to your phone’s settings and selecting “Apps & notifications.” Then, select the loan app in question and tap “Permissions.” Turn off the toggle next to “Contacts.”
Revoke access to your contacts for all loan apps. If you’re concerned about any loan apps having access to your contacts, you can revoke access for all of them at once. To do this, go to your phone’s settings and select “Apps & notifications.” Then, tap “Advanced” and select “Special app access.” Tap “Contacts” and then tap “See all apps.” You’ll see a list of all the apps on your phone that have access to your contacts. Tap the toggle next to each loan app to turn off access.

Here are some additional tips for protecting your privacy when using loan apps:

Only download loan apps from reputable app stores, such as the Google Play Store or the Apple App Store.
Read the app’s privacy policy carefully before downloading it. This will tell you what kind of data the app collects and how it uses it.
Be careful about what information you provide to loan apps. Only give them the information that is absolutely necessary, such as your name, address, and phone number.
Don’t give loan apps permission to access your contacts or other personal data unless you are absolutely sure that you trust them.

Does Okash Call Your Contacts

Yes, Okash can call your contacts if you default on your loan repayment. This is stated in their terms of service, which all users must agree to before using the app.

Okash claims that they only call your contacts to remind you of your outstanding loan and to encourage you to repay. However, there have been many reports of Okash agents harassing and threatening borrowers’ contacts.

If you are concerned about Okash calling your contacts, you can try the following:

Make sure to repay your loan on time. This is the best way to avoid Okash calling your contacts in the first place.
Contact Okash customer service and ask them not to call your contacts. They may be willing to accommodate your request.
Block Okash’s phone numbers. This will prevent them from calling your phone directly.
File a complaint with the Nigerian Financial Consumer Protection Bureau. This is a government agency that regulates financial institutions in Nigeria.

It is important to note that Okash is currently banned by the Nigerian government. This means that they are not legally allowed to operate in Nigeria. However, they continue to do so illegally.

If you are considering taking out a loan with Okash, be sure to weigh the risks carefully. There are many other reputable loan providers in Nigeria that do not engage in predatory lending practices.

How do I delete contacts from loan app?

Open the loan app and go to your account settings.
Look for a section called “Contacts” or “Permissions”.
Tap on this section and you will see a list of all the contacts that the app has access to.
To delete a contact, tap on the “X” next to their name.
Repeat this step for all the contacts that you want to delete.
Once you have deleted all the contacts, tap on “Save” or “Done”.

If you cannot find a section called “Contacts” or “Permissions” in your loan app’s settings, you can try contacting the app’s customer support team for assistance.

ALSO READ: How To Get Loan Without ATM Card, ID card, No BVN, Selfie Required or Needed

Please note that even after you delete a contact from a loan app, the app may still have a copy of your contact list stored on its servers. To completely remove your contact list from a loan app, you should also uninstall the app.

Here are some additional tips for protecting your privacy when using loan apps:

Be careful about which loan apps you download and use. Only download apps from reputable sources, such as the official app store for your device.
Read the app’s privacy policy carefully before you download and install it. This will tell you what information the app will collect about you and how it will use that information.
Be careful about what permissions you grant to loan apps. Only grant the app the permissions that it needs to function properly.
Monitor your loan app usage and keep an eye out for any suspicious activity. If you notice anything strange, contact the app’s customer support team or uninstall the app immediately.

If you are concerned about your privacy, you may want to consider using a different method to obtain a loan, such as through a bank or credit union.

How can I stop loan app harassment in Nigeria?

Report the loan app to the relevant authorities. The Central Bank of Nigeria (CBN), the Federal Competition and Consumer Protection Commission (FCCPC), and the National Information and Technology Development Agency (NITDA) are all responsible for regulating loan apps in Nigeria. You can report the loan app to any of these agencies by visiting their websites or calling their hotlines.
Seek legal advice. If you have been harassed by a loan app, you may want to consider seeking legal advice. A lawyer can help you to understand your rights and options, and may be able to represent you in court if necessary.
Take legal action. If you have been defamed or threatened by a loan app, you may be able to take legal action against them. You can do this by filing a lawsuit in court.
Report the loan app to the police. If you are being harassed by a loan app, you can also report them to the police. The police may be able to investigate the loan app and take action against them if they are found to be breaking the law.

In addition to these steps, you can also take the following steps to protect yourself from loan app harassment:

Be careful about which loan apps you use. Only use loan apps that are registered with the CBN and have a good reputation.
Read the terms and conditions of the loan agreement carefully before you sign it. Make sure you understand all of the terms and conditions, including the interest rates and any fees that may apply.
Only borrow what you need and can afford to repay.
Make your payments on time. If you miss a payment, contact the loan app immediately to discuss your options.
Do not give out your personal information to loan apps that you do not trust.

If you are being harassed by a loan app, it is important to remember that you are not alone. There are people who can help you. Please reach out to the authorities or a lawyer for assistance.

How do I stop an app from accessing my contacts?

On Android:

Open the Settings app.
Tap Apps & notifications.
Tap See all apps.
Tap the app you want to stop accessing your contacts.
Tap Permissions.
Tap Contacts.
Tap Don’t allow.

On iOS:

Open the Settings app.
Scroll down and tap Privacy.
Scroll down and tap Contacts.
Toggle off the switch for the app you want to stop accessing your contacts.

Note: If you don’t see the app in the list, it means that it doesn’t have access to your contacts.

Additional tips:

Be careful about which apps you give permission to access your contacts. Only give permission to apps that you trust and need to access your contacts.
Review your app permissions regularly and revoke permission for any apps that you don’t use anymore or that you don’t need to access your contacts.
If you’re concerned about your privacy, you can also disable contact access for all apps. This will prevent any apps from accessing your contacts, even if you have previously given them permission.

To disable contact access for all apps on Android:

Open the Settings app.
Tap Apps & notifications.
Tap Advanced.
Tap App permissions.
Tap Contacts.
Tap Don’t allow.

To disable contact access for all apps on iOS:

Open the Settings app.
Scroll down and tap Privacy.
Scroll down and tap Contacts.
Toggle off the switch at the top of the screen.

In Concluison:

Disabling contact access for all apps is a crucial step in protecting your privacy and ensuring that your personal information remains secure. By following the steps outlined above for both Android and iOS devices, you can take control over which apps have access to your contacts and prevent any potential misuse of your data. It is always recommended to regularly review and manage app permissions to maintain a safe and secure mobile experience.