The new Opay USSD code is *955#. With this code, you can make transactions, buy airtime, pay bills, and access other Opay services without an internet connection.
To use the Opay USSD code, simply dial *955# on your mobile phone and follow the instructions. You will need to have an Opay account to use the USSD code.
Here are some of the things you can do with the Opay USSD code:
- Send money to another Opay account
- Buy airtime for yourself or any other person
- Pay bills for TV, internet, and other services
- Check your Opay account balance
- Withdraw money from your Opay account at an Opay agent
The Opay USSD code is available to all mobile network subscribers in Nigeria, except Globacom subscribers.
Here are some additional things to keep in mind when using the Opay USSD code:
- You will need to enter your Opay PIN to complete most transactions.
- There may be a fee for using the Opay USSD code, depending on the transaction you are performing.
- If you are having trouble using the Opay USSD code, you can contact Opay customer support for assistance.
Opay Account Types (3 Tier & Requirements)
|Account Type||Tier||Daily Withdrawal Limit||Verification Requirements|
|Basic||1||50,000||Phone number and NIN|
|Standard||2||200,000||Valid ID and BVN|
|Premium||3||5,000,000||Valid ID, BVN, and utility bill|
To upgrade your Opay account tier, you can visit the nearest Opay agent or contact Opay customer support.
Here are some additional benefits of upgrading your Opay account tier:
- Higher daily withdrawal limit: With a higher tier account, you can withdraw more money from your Opay wallet each day.
- Access to more features: Some features, such as the ability to send and receive money internationally, are only available to Standard and Premium tier accounts.
- Lower fees: Standard and Premium tier accounts enjoy lower fees on some transactions, such as money transfers and bill payments.
How To Activate Opay USSD CODE On Any Network
- Dial *955# on your mobile phone.
- Follow the on-screen prompts to select the service you want to use.
- Enter your OPay PIN or password when prompted.
If you are a new user, you will be asked to create an OPay account. To do this, simply follow the on-screen prompts and enter your personal information.
Once you have created an OPay account, you will be able to use the USSD code to access a variety of services, including:
- Sending and receiving money
- Paying bills
- Buying airtime and data
- Withdrawing cash from OPay agents
- Checking your account balance
- Managing your OPay account
Note: You may be charged a small fee by your network provider for using the OPay USSD code.
How to troubleshoot OPay USSD code problems
- Make sure that you are using a valid OPay account number and PIN or password.
- Make sure that you have a good network signal.
- Try restarting your phone.
- If you are still having problems, you can contact OPay customer support for assistance.
Here are some additional tips for using the OPay USSD code:
- Keep your OPay PIN and password confidential.
- Do not share your OPay account number with anyone you do not trust.
- Be careful when entering your OPay PIN or password when using the USSD code.
- If you suspect that your OPay account has been compromised, contact OPay customer support immediately.
How To Register Opay USSD Code Banking
To register for OPay USSD code banking, you need to have an existing OPay account. If you don’t have one, you can create one using the OPay app or the OPay website.
Once you have an OPay account, to register for USSD code banking, follow these steps:
- Dial *955# on your mobile phone.
- Select the option for “Register”.
- Enter your OPay phone number.
- Enter a 4-digit PIN for your USSD code banking service.
- Confirm your PIN.
That’s it! You have now registered for OPay USSD code banking.
How to use OPay USSD code banking
- Transfer money to other OPay users or to bank accounts.
- Buy airtime and data.
- Pay bills.
- Check your account balance.
- Withdraw cash from OPay agents.
To use OPay USSD code banking, simply dial *955# on your mobile phone and select the option for the transaction you want to perform. You will then be prompted to enter your PIN and other relevant information.
Here are some examples of how to use OPay USSD code banking:
- To transfer money to another OPay user, dial *955# and select the option for “Transfer”. Then, select “1” for OPay. Enter the recipient’s OPay phone number and the amount you want to transfer. Finally, enter your PIN to confirm the transaction.
- To buy airtime for yourself or another person, dial *955# and select the option for “Buy Airtime”. Then, select “1” for yourself or “2” for another person. Enter the phone number you want to buy airtime for and the amount you want to buy. Finally, enter your PIN to confirm the transaction.
- To check your account balance, dial *955# and select the option for “Check Balance”. You will then be shown your current account balance.
OPay USSD code banking is a convenient and easy way to access your OPay account and perform financial transactions without needing an internet connection.
How can I get money in my OPay account?
- Bank transfer: You can transfer money from your bank account to your OPay wallet using the OPay app. To do this, go to the Add Money section of the app and select Bank Transfer. Then, enter your bank account details and the amount you want to transfer.
- Debit card: You can also add money to your OPay wallet using your debit card. To do this, go to the Add Money section of the app and select Debit Card. Then, enter your debit card details and the amount you want to add.
- Cash deposit: You can deposit cash into your OPay wallet at any OPay agent location. To do this, find an OPay agent near you and tell them that you want to deposit cash into your wallet. The agent will then give you a code that you can enter into the OPay app to complete the deposit.
- Referral bonuses: You can earn referral bonuses when you invite your friends to join OPay. To do this, go to the Refer Friends section of the app and share your referral code with your friends. When a friend signs up for OPay using your referral code, you and your friend will both receive a cash bonus.
- Promotions: OPay occasionally runs promotions that offer rewards or cashback to users who use specific services or make transactions during a specific time period. To participate in a promotion, simply follow the instructions on the OPay app or website.
Once you have money in your OPay wallet, you can use it to make payments, buy airtime and data, pay bills, and more.
Can I borrow money from my OPay account?
Yes, you can borrow money from your OPay account through a feature called OKash. OKash is a micro-lending service that allows OPay users to borrow loans of up to N500,000. The loan tenure ranges from 91 to 365 days, and the interest rate ranges from 0.1% to 1% per day.
To borrow money from OKash, you must meet the following criteria:
- You must be a Nigerian resident.
- You must be at least 18 years old.
- You must have a valid OPay account.
- You must have a good credit score.
If you meet all of the above criteria, you can apply for an OKash loan by following these steps:
- Open the OPay app and tap on the “OKash” icon.
- Select the loan amount and tenure that you want.
- Enter your personal information and bank account details.
- Review and agree to the terms and conditions.
- Submit your loan application.
If your loan application is approved, the loan amount will be disbursed to your OPay account within minutes. You can then use the loan proceeds to pay for your bills, make purchases, or invest in your business.
It is important to note that OKash loans are subject to interest and fees. You must repay your loan on time to avoid additional charges. If you are unable to repay your loan on time, you may be able to apply for a loan extension.
Here are some tips for borrowing money from OKash responsibly:
- Borrow only the amount that you need.
- Make sure that you can afford to repay the loan on time.
- Be aware of the interest rates and fees associated with the loan.
- Read and understand the terms and conditions of the loan before you apply.
- If you are unable to repay your loan on time, contact OKash immediately to discuss your options.
How do I get my 1200 bonus on OPay?
- Download the OPay app from the Google Play Store or the App Store.
- Sign up for a new account and enter the referral code 9032984656 during sign-up.
- Add money to your OPay account. You need to deposit a minimum of ₦1000 to receive the welcome bonus.
- Once you have deposited money, your welcome bonus will be credited to your account instantly.
Note: The welcome bonus is only available to new users who have never used OPay before.
Here are the additional terms and conditions for the OPay welcome bonus:
- The welcome bonus is valid for 30 days after it is credited to your account.
- You can use the welcome bonus for any transaction on OPay, including airtime recharge, bill payments, and money transfers.
- The welcome bonus cannot be withdrawn or transferred to another account.
- OPay reserves the right to change or terminate the welcome bonus at any time.
If you have any problems getting your welcome bonus, you can contact OPay customer support for assistance.
the OPay welcome bonus offers users a great opportunity to maximize their transactions on the platform. With a validity period of 30 days, you have ample time to make use of the bonus for various purposes such as recharging airtime, paying bills, and transferring money. It is important to note that the welcome bonus cannot be withdrawn or transferred to another account, ensuring that it is solely used within the OPay ecosystem.
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